OUR COVER

The HMIA policy includes the following benefits:

    •  3 years replacement for Insured Property
    • Finance Protection (Total Loss only) – up to an additional 25% of the Market Value or 25% of the Sum Insured, whichever is the lesser
    • Removal and Protection - reasonable cost basis for Vehicles, up to $250,000 for Mobile Plant
    • Driver(s) Personal Property - Vehicles – up to $2,500
    • Repatriation of Driver – reasonable cost up to $10,000
    • Signwriting – reasonable cost basis
    • Removal of non-hazardous debris – up to $250,000 or any higher amount shown on Your Schedule  
    • Dry Hire Difference in Conditions - Mobile Plant
    • Wet Hire Subrogation Waiver - Mobile Plant
    • Appreciation in Market Value - Mobile Plant
    •  Temporary Repairs – up to $10,000

Terms, conditions, limits and exclusions apply. Please refer to the PDS available on this website.

Cover for a wide range of drivers

  • Australia-wide cover
  • No driver declarations
  • No age restrictions for licenced drivers (additional excess for drivers under 23)
  • No inexperience excess

What our cover doesn’t include is inflated limits.

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HMIA Accident Support

Accidents can happen, let our accident support team take the stress out of it for you.

BENEFITS

In the event of an accident covered under the policy with HMIA, HMIA Accident Support can assist with:

  • Vehicle Recovery – Arranging a HMIA authorised tow operator to transport the insured vehicle to a safe location.
  • Driver Repatriation – Arrange alternative transport of the driver to base.
  • Clean Up – Arrange clean-up of the accident scene; $25,000 above any Carriers Load Insurance.
  • Messaging Conveying – Forwarding any urgent messages to employers or family.

HMIA Accident Support is available 24-7 on 1300 330 714.

Smart Risk Management
deserves to be rewarded.

If your clients are willing to invest in quality risk management technology, then we believe they deserve to be rewarded.

At HMIA, we support customers who use risk management technology to improve their risk profile by providing a number of benefits. That’s right, we want to help improve our industry by rewarding heavy motor fleets who are making smart decisions about safety.

Smart risk management is smart business. To learn more about these benefits,
contact us.